/* ============ Zetunet Pay design system ============ */
:root{
  --navy:#0a2540; --navy2:#0c2e4e; --ink:#425466; --ink2:#6b7c93; --ink3:#8898aa;
  --accent:#635bff; --accent-d:#4f46e5; --accent-l:#7a73ff;
  --green:#00b36b; --green-d:#00794a; --red:#df1b41; --amber:#c56f00;
  --bg:#f6f9fc; --card:#fff; --line:#e3e8ee; --line2:#cfd8e3;
  --radius:10px; --radius-s:6px;
  --shadow:0 2px 5px -1px rgba(50,50,93,.08),0 1px 3px -1px rgba(0,0,0,.06);
  --shadow-l:0 13px 27px -5px rgba(50,50,93,.25),0 8px 16px -8px rgba(0,0,0,.3);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Ubuntu,sans-serif;
  --mono:"SFMono-Regular",Menlo,Consolas,"Liberation Mono",monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--navy);background:#fff;-webkit-font-smoothing:antialiased;font-size:15px;line-height:1.55}
a{color:var(--accent);text-decoration:none}
a:hover{color:var(--accent-d)}
button{font-family:var(--font);cursor:pointer}
input,select,textarea{font-family:var(--font);font-size:15px;color:var(--navy)}
code,kbd{font-family:var(--mono);font-size:13px}
::selection{background:rgba(99,91,255,.2)}

/* ---------- generic ---------- */
.container{max-width:1080px;margin:0 auto;padding:0 24px}
.btn{display:inline-flex;align-items:center;gap:6px;border:none;border-radius:99px;
  font-weight:600;font-size:15px;padding:10px 20px;transition:all .15s;white-space:nowrap}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-d);transform:translateY(-1px)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:#123c66}
.btn-ghost{background:transparent;color:var(--navy);font-weight:600}
.btn-ghost:hover{color:var(--accent)}
.btn-white{background:#fff;color:var(--navy);box-shadow:var(--shadow)}
.btn-sm{padding:6px 14px;font-size:13px}
.btn-danger{background:var(--red);color:#fff}
.btn-outline{background:#fff;border:1px solid var(--line2);color:var(--navy);border-radius:8px;font-weight:600;padding:8px 14px;font-size:13px}
.btn-outline:hover{border-color:var(--accent);color:var(--accent)}
.btn[disabled]{opacity:.55;pointer-events:none}
.arrow{font-weight:400}

/* ---------- marketing nav ---------- */
.mnav{position:relative;z-index:20;padding:16px 0}
.mnav .container{display:flex;align-items:center;gap:28px}
.logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:20px;color:#fff;letter-spacing:-.3px}
.logo .mark{width:30px;height:30px;border-radius:8px;background:linear-gradient(135deg,#7a73ff,#00d4ff);
  display:flex;align-items:center;justify-content:center;color:#fff;font-size:15px;font-weight:800}
.mnav a.nl{color:rgba(255,255,255,.9);font-weight:600;font-size:14px}
.mnav a.nl:hover{color:#fff}
.mnav .spacer{flex:1}
.mnav.light .logo{color:var(--navy)}
.mnav.light a.nl{color:var(--ink)}
.mnav.light a.nl:hover{color:var(--accent)}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--navy);color:#fff;margin-top:-64px;padding:150px 0 0}
.hero .glow{position:absolute;inset:0;background:
  radial-gradient(ellipse 60% 50% at 70% 0%,rgba(99,91,255,.55),transparent),
  radial-gradient(ellipse 50% 60% at 90% 40%,rgba(0,212,255,.35),transparent),
  radial-gradient(ellipse 60% 50% at 10% 80%,rgba(0,179,107,.25),transparent)}
.hero .container{position:relative;z-index:2}
.hero h1{font-size:52px;line-height:1.08;letter-spacing:-1.5px;font-weight:800;max-width:640px}
.hero h1 .grad{background:linear-gradient(90deg,#7a73ff,#00d4ff 60%,#00e599);
  -webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.sub{color:#adbdcc;font-size:19px;max-width:560px;margin:20px 0 30px}
.hero .cta-row{display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.hero .note{color:#7d94aa;font-size:13px;margin-top:14px}
.hero-band{height:220px;margin-top:60px;position:relative}
.hero-band .card-demo{position:absolute;left:50%;transform:translateX(-50%) perspective(900px) rotateX(18deg) rotate(-2deg);
  width:760px;max-width:92vw;background:rgba(255,255,255,.97);border-radius:14px;box-shadow:var(--shadow-l);
  color:var(--navy);padding:20px 24px;transform-origin:top}
.hero-band .card-demo .hd{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:14px}
.hero-band .dots{display:flex;gap:6px}
.hero-band .dots i{width:9px;height:9px;border-radius:50%;background:var(--line2);display:block}
.hero-band .dots i:first-child{background:#ff5f57}.hero-band .dots i:nth-child(2){background:#febc2e}.hero-band .dots i:nth-child(3){background:#28c840}

/* ---------- marketing sections ---------- */
.section{padding:90px 0}
.section h2{font-size:36px;letter-spacing:-1px;font-weight:800;line-height:1.15}
.eyebrow{color:var(--accent);font-weight:700;font-size:14px;letter-spacing:.4px;text-transform:uppercase;margin-bottom:12px}
.lead{color:var(--ink);font-size:17px;max-width:560px;margin-top:14px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:48px}
.feat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;transition:all .2s}
.feat:hover{transform:translateY(-4px);box-shadow:var(--shadow-l);border-color:transparent}
.feat .ic{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,rgba(99,91,255,.14),rgba(0,212,255,.14));color:var(--accent);font-size:19px;margin-bottom:16px}
.feat h3{font-size:17px;margin-bottom:8px}
.feat p{color:var(--ink);font-size:14px}
.band-dark{background:var(--navy);color:#fff}
.band-dark .lead{color:#adbdcc}
.codeblock{background:#0d1f35;border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:20px;
  font-family:var(--mono);font-size:13px;line-height:1.7;color:#c3d0e0;overflow-x:auto}
.codeblock .c{color:#5e7a99}.codeblock .s{color:#7dd3a8}.codeblock .k{color:#9ecbff}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.stat-row{display:flex;gap:48px;margin-top:36px;flex-wrap:wrap}
.stat-row .st b{font-size:30px;display:block;letter-spacing:-.5px}
.stat-row .st span{color:var(--ink2);font-size:13px}
.band-dark .stat-row .st span{color:#7d94aa}
.cta-final{text-align:center;padding:90px 24px;background:linear-gradient(135deg,#0a2540,#142f57);color:#fff}
.cta-final h2{font-size:38px;letter-spacing:-1px}
footer.ft{background:var(--bg);padding:48px 0;color:var(--ink2);font-size:13px}
footer.ft .container{display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px}

/* ---------- auth ---------- */
.auth-wrap{min-height:100vh;background:var(--bg);display:flex;flex-direction:column}
.auth-box{width:400px;max-width:92vw;margin:70px auto;background:#fff;border-radius:14px;box-shadow:var(--shadow-l);padding:36px}
.auth-box h1{font-size:22px;letter-spacing:-.4px}
.auth-box .sub{color:var(--ink2);font-size:14px;margin:6px 0 24px}
.field{margin-bottom:16px}
.field label{display:block;font-size:13px;font-weight:600;margin-bottom:6px;color:var(--navy)}
.field input,.field select,.field textarea{width:100%;padding:10px 12px;border:1px solid var(--line2);border-radius:8px;
  background:#fff;transition:box-shadow .15s,border-color .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--accent);
  box-shadow:0 0 0 3px rgba(99,91,255,.18)}
.field .hint{font-size:12px;color:var(--ink2);margin-top:5px}
.form-err{background:#fdf0f3;color:var(--red);border:1px solid #f5c1cd;border-radius:8px;
  padding:10px 12px;font-size:13px;margin-bottom:14px}
.form-ok{background:#e9f9f1;color:var(--green-d);border:1px solid #b6ecd2;border-radius:8px;
  padding:10px 12px;font-size:13px;margin-bottom:14px}
.w100{width:100%;justify-content:center}
.auth-alt{text-align:center;font-size:13px;color:var(--ink2);margin-top:18px}
.demo-note{background:#f0f4ff;border:1px solid #d5dfff;border-radius:8px;padding:10px 12px;font-size:12.5px;color:#3b4b8f;margin-top:18px}
.demo-note code{color:var(--accent-d)}

/* ---------- dashboard layout ---------- */
.dash{display:flex;min-height:100vh;background:var(--bg)}
.sidebar{width:230px;background:#fff;border-right:1px solid var(--line);padding:20px 12px;
  position:fixed;top:0;bottom:0;overflow-y:auto;z-index:30;display:flex;flex-direction:column}
.sidebar .logo{color:var(--navy);margin:4px 10px 22px;font-size:19px}
.snav{display:flex;flex-direction:column;gap:2px}
.snav a{display:flex;align-items:center;gap:11px;padding:9px 12px;border-radius:8px;color:var(--ink);
  font-weight:600;font-size:14px;transition:all .12s}
.snav a:hover{background:#f0f3f9;color:var(--navy)}
.snav a.active{background:rgba(99,91,255,.1);color:var(--accent-d)}
.snav a .ic{width:18px;text-align:center;opacity:.85}
.snav .sep{font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:var(--ink3);
  font-weight:700;padding:16px 12px 6px}
.mode-pill{margin:8px 10px 4px;padding:8px 12px;border-radius:8px;font-size:12px;font-weight:700;
  background:#fff4e0;color:var(--amber);border:1px solid #ffe1a8}
.mode-pill.live{background:#e9f9f1;color:var(--green-d);border-color:#bfe8d2}
.main{flex:1;margin-left:230px;min-width:0}
.topbar{position:sticky;top:0;z-index:20;background:rgba(246,249,252,.85);backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);padding:14px 32px;display:flex;align-items:center;gap:16px}
.topbar h1{font-size:18px;letter-spacing:-.3px}
.topbar .spacer{flex:1}
.topbar .uemail{font-size:13px;color:var(--ink2)}
.avatar{width:32px;height:32px;border-radius:50%;background:linear-gradient(135deg,#635bff,#00d4ff);
  color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px}
.content{padding:28px 32px 60px;max-width:1200px}

/* ---------- dashboard widgets ---------- */
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:22px}
.stat{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px}
.stat .lbl{font-size:12.5px;color:var(--ink2);font-weight:600;display:flex;align-items:center;gap:6px}
.stat .val{font-size:26px;font-weight:800;letter-spacing:-.6px;margin-top:6px}
.stat .sub{font-size:12px;color:var(--ink3);margin-top:4px}
.panel{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.panel .phd{padding:16px 20px;border-bottom:1px solid var(--line);display:flex;align-items:center;gap:12px}
.panel .phd h3{font-size:15px;font-weight:700}
.panel .phd .spacer{flex:1}
.panel .pbody{padding:20px}
table.tbl{width:100%;border-collapse:collapse;font-size:14px}
table.tbl th{text-align:left;font-size:11.5px;text-transform:uppercase;letter-spacing:.5px;color:var(--ink3);
  font-weight:700;padding:10px 16px;border-bottom:1px solid var(--line)}
table.tbl td{padding:13px 16px;border-bottom:1px solid #eef2f7;vertical-align:middle}
table.tbl tr:last-child td{border-bottom:none}
table.tbl tbody tr{cursor:pointer;transition:background .1s}
table.tbl tbody tr:hover{background:#f7f9fd}
.mono{font-family:var(--mono);font-size:12.5px;color:var(--ink)}
.badge{display:inline-flex;align-items:center;gap:5px;font-size:12px;font-weight:700;padding:3px 10px;border-radius:99px}
.badge .dot{width:6px;height:6px;border-radius:50%;background:currentColor;display:block}
.badge.succeeded{background:#e9f9f1;color:var(--green-d)}
.badge.failed{background:#fdf0f3;color:var(--red)}
.badge.refunded{background:#fff4e0;color:var(--amber)}
.badge.pending,.badge.in_transit{background:#eef2ff;color:#4f46e5}
.badge.active{background:#e9f9f1;color:var(--green-d)}
.badge.frozen{background:#e8f2fb;color:#0b62a4}
.badge.canceled{background:#f0f2f5;color:var(--ink2)}
.badge.paid{background:#e9f9f1;color:var(--green-d)}
.badge.complete{background:#e9f9f1;color:var(--green-d)}
.badge.open{background:#fff4e0;color:var(--amber)}
.muted{color:var(--ink2);font-size:13px}
.tiny{font-size:12px;color:var(--ink3)}
.amt{font-weight:700;font-variant-numeric:tabular-nums}
.empty{padding:48px 20px;text-align:center;color:var(--ink2)}
.empty .big{font-size:34px;margin-bottom:10px}

/* chart */
.chart-wrap{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px;margin-bottom:22px}
.chart-wrap h3{font-size:15px;margin-bottom:4px}
.chart-wrap .sub{font-size:12.5px;color:var(--ink2);margin-bottom:16px}

/* drawer */
.drawer-ov{position:fixed;inset:0;background:rgba(10,37,64,.45);z-index:50;animation:fadein .15s}
.drawer{position:fixed;top:0;right:0;bottom:0;width:440px;max-width:94vw;background:#fff;z-index:51;
  box-shadow:var(--shadow-l);overflow-y:auto;animation:slidein .2s}
@keyframes slidein{from{transform:translateX(60px);opacity:0}to{transform:none;opacity:1}}
@keyframes fadein{from{opacity:0}to{opacity:1}}
.drawer .dhd{padding:18px 24px;border-bottom:1px solid var(--line);display:flex;align-items:center;gap:10px;position:sticky;top:0;background:#fff;z-index:2}
.drawer .dhd h3{font-size:16px}
.drawer .dbody{padding:22px 24px}
.kv{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid #f0f3f7;font-size:13.5px;gap:14px}
.kv .k{color:var(--ink2)}
.kv .v{font-weight:600;text-align:right;word-break:break-all}
.x{margin-left:auto;background:none;border:none;font-size:19px;color:var(--ink2);line-height:1;padding:4px}
.x:hover{color:var(--navy)}

/* modal */
.modal-ov{position:fixed;inset:0;background:rgba(10,37,64,.5);z-index:60;display:flex;
  align-items:flex-start;justify-content:center;padding:6vh 16px;animation:fadein .15s;overflow-y:auto}
.modal{background:#fff;border-radius:14px;width:480px;max-width:96vw;box-shadow:var(--shadow-l);animation:pop .18s}
@keyframes pop{from{transform:scale(.96) translateY(8px);opacity:0}to{transform:none;opacity:1}}
.modal .mhd{padding:18px 24px;border-bottom:1px solid var(--line);display:flex;align-items:center}
.modal .mhd h3{font-size:16px}
.modal .mbody{padding:22px 24px}
.modal .mft{padding:16px 24px;border-top:1px solid var(--line);display:flex;justify-content:flex-end;gap:10px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.row3{display:grid;grid-template-columns:2fr 1fr 1fr;gap:14px}

/* card element (Stripe-like) */
.card-el{border:1px solid var(--line2);border-radius:8px;overflow:hidden}
.card-el .crow{display:flex;align-items:center;border-bottom:1px solid var(--line)}
.card-el .crow:last-child{border-bottom:none}
.card-el input{border:none;padding:11px 12px;flex:1;min-width:0}
.card-el input:focus{outline:none}
.card-el .seg{display:flex;flex:1}
.card-el .seg input{width:100%}
.card-el .seg + .seg{border-left:1px solid var(--line)}
.card-el.err{border-color:var(--red);box-shadow:0 0 0 3px rgba(223,27,65,.15)}
.card-el:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px rgba(99,91,255,.18)}
.card-el.err:focus-within{border-color:var(--red);box-shadow:0 0 0 3px rgba(223,27,65,.15)}
.brandmark{width:34px;display:flex;justify-content:center;flex-shrink:0;font-size:10px;font-weight:800;
  font-style:italic;color:#1a1f71;letter-spacing:.5px}
.brandmark.mc{font-style:normal;color:transparent;position:relative}
.brandmark.mc::before{content:"";width:14px;height:14px;border-radius:50%;background:#eb001b;position:absolute;left:6px;top:50%;transform:translateY(-50%)}
.brandmark.mc::after{content:"";width:14px;height:14px;border-radius:50%;background:#f79e1b;position:absolute;left:14px;top:50%;transform:translateY(-50%);mix-blend-mode:multiply}
.brandmark.visa{font-style:italic;color:#1a1f71}
.brandmark.amex{color:#2e77bc;font-style:normal}
.field-err{color:var(--red);font-size:12.5px;margin-top:6px}

/* issued credit card visual */
.ccard{width:340px;max-width:100%;aspect-ratio:1.586;border-radius:16px;position:relative;
  background:linear-gradient(120deg,#0a2540 20%,#1c4d8d 55%,#635bff 110%);color:#fff;
  padding:22px 24px;box-shadow:var(--shadow-l);overflow:hidden;flex-shrink:0}
.ccard.frozen{background:linear-gradient(120deg,#3a4b60,#5a6b80)}
.ccard.canceled{background:linear-gradient(120deg,#525860,#6b7280);opacity:.75}
.ccard::after{content:"";position:absolute;width:280px;height:280px;border-radius:50%;
  background:radial-gradient(circle,rgba(255,255,255,.14),transparent 70%);top:-120px;right:-80px}
.ccard .top{display:flex;justify-content:space-between;align-items:center}
.ccard .bank{font-weight:800;font-size:15px;letter-spacing:.3px}
.ccard .vtag{font-size:10px;font-weight:700;background:rgba(255,255,255,.2);padding:3px 9px;border-radius:99px;text-transform:uppercase;letter-spacing:1px}
.ccard .chip{width:44px;height:32px;border-radius:6px;background:linear-gradient(135deg,#e8c96a,#c9a23f);margin:24px 0 14px;position:relative}
.ccard .chip::before{content:"";position:absolute;inset:6px 8px;border:1px solid rgba(120,85,20,.5);border-radius:3px}
.ccard .num{font-family:var(--mono);font-size:19px;letter-spacing:2px;font-weight:600}
.ccard .bottom{display:flex;justify-content:space-between;align-items:flex-end;margin-top:16px}
.ccard .hh{font-size:9px;text-transform:uppercase;letter-spacing:1px;color:rgba(255,255,255,.65)}
.ccard .hv{font-size:13px;font-weight:600;margin-top:2px}
.ccard .brandv{font-size:20px;font-weight:800;font-style:italic;letter-spacing:.5px}
.card-actions{display:flex;flex-direction:column;gap:10px;min-width:160px}
.issuing-grid{display:flex;gap:36px;flex-wrap:wrap;align-items:flex-start}
.mini-cards{margin-top:34px}
.mini-card-row{display:flex;align-items:center;gap:14px;padding:13px 16px;border-bottom:1px solid #eef2f7;cursor:pointer}
.mini-card-row:hover{background:#f7f9fd}
.mini-card-row .swatch{width:40px;height:26px;border-radius:5px;background:linear-gradient(120deg,#0a2540,#635bff);flex-shrink:0}
.mini-card-row .swatch.frozen{background:#5a6b80}
.mini-card-row .swatch.canceled{background:#9aa3ad}

/* api keys */
.keyrow{display:flex;align-items:center;gap:12px;padding:13px 16px;border-bottom:1px solid #eef2f7;font-size:13.5px}
.keyrow code{background:#f0f3f9;padding:4px 9px;border-radius:6px;flex:1;overflow:hidden;text-overflow:ellipsis}
.copy-btn{background:none;border:1px solid var(--line2);border-radius:6px;padding:4px 10px;font-size:12px;font-weight:600;color:var(--ink)}
.copy-btn:hover{border-color:var(--accent);color:var(--accent)}
.searchbar{display:flex;gap:10px;margin-bottom:16px}
.searchbar input{flex:1;padding:9px 12px;border:1px solid var(--line2);border-radius:8px}
.searchbar input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(99,91,255,.15)}

/* toast */
#toast-root{position:fixed;bottom:24px;left:50%;transform:translateX(-50%);z-index:100;display:flex;flex-direction:column;gap:8px;align-items:center}
.toast{background:var(--navy);color:#fff;padding:11px 20px;border-radius:10px;font-size:14px;font-weight:600;
  box-shadow:var(--shadow-l);animation:toastin .25s;display:flex;gap:10px;align-items:center}
.toast.err{background:var(--red)}
@keyframes toastin{from{transform:translateY(14px);opacity:0}to{transform:none;opacity:1}}

/* checkout page */
.co-wrap{min-height:100vh;background:var(--bg);display:flex;flex-direction:column;align-items:center;padding:40px 16px}
.co-card{background:#fff;border-radius:16px;box-shadow:var(--shadow-l);width:460px;max-width:100%;overflow:hidden}
.co-head{padding:26px 30px 0}
.co-merchant{display:flex;align-items:center;gap:12px}
.co-merchant .mavatar{width:42px;height:42px;border-radius:10px;background:linear-gradient(135deg,#635bff,#00d4ff);
  color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:17px}
.co-merchant .mname{font-weight:700}
.co-merchant .mtag{font-size:12px;color:var(--ink2)}
.co-amount{padding:18px 30px 22px;border-bottom:1px solid var(--line)}
.co-amount .big{font-size:30px;font-weight:800;letter-spacing:-.8px}
.co-body{padding:24px 30px 30px}
.co-tabs{display:flex;gap:8px;margin-bottom:20px}
.co-tabs button{flex:1;padding:10px;border:1px solid var(--line2);background:#fff;border-radius:8px;
  font-weight:700;font-size:13.5px;color:var(--ink);transition:all .15s}
.co-tabs button.active{border-color:var(--accent);color:var(--accent-d);background:rgba(99,91,255,.06)}
.co-pay{width:100%;padding:13px;border:none;border-radius:9px;background:var(--accent);color:#fff;
  font-weight:700;font-size:15px;margin-top:18px;transition:all .15s}
.co-pay:hover{background:var(--accent-d)}
.co-pay[disabled]{opacity:.6}
.co-foot{text-align:center;padding:14px;font-size:12px;color:var(--ink3);border-top:1px solid var(--line);background:#fbfcfe}
.co-foot b{color:var(--accent-d)}
.co-secure{display:flex;align-items:center;justify-content:center;gap:5px}
.co-success{padding:48px 30px;text-align:center}
.co-success .tick{width:62px;height:62px;border-radius:50%;background:#e9f9f1;color:var(--green);
  display:flex;align-items:center;justify-content:center;font-size:30px;margin:0 auto 18px;animation:pop .3s}
.spin{width:16px;height:16px;border:2.5px solid rgba(255,255,255,.35);border-top-color:#fff;border-radius:50%;
  animation:rot .7s linear infinite;display:inline-block;vertical-align:-3px}
@keyframes rot{to{transform:rotate(360deg)}}
.threeDS{position:fixed;inset:0;background:rgba(10,37,64,.55);display:flex;align-items:center;justify-content:center;z-index:80;padding:16px}
.threeDS .box{background:#fff;border-radius:14px;width:380px;max-width:94vw;padding:28px;text-align:center}
.threeDS .shield{font-size:38px;margin-bottom:10px}
.mpesa-badge{display:inline-flex;align-items:center;gap:6px;background:#4CAF50;color:#fff;font-weight:800;
  font-size:11px;padding:3px 10px;border-radius:6px;letter-spacing:.4px}

/* responsive */
@media(max-width:900px){
  .hero h1{font-size:38px}
  .split{grid-template-columns:1fr}
  .grid3{grid-template-columns:1fr}
  .cards3{grid-template-columns:1fr}
  .sidebar{width:64px}
  .sidebar .logo span,.snav a .txt,.snav .sep,.mode-pill span{display:none}
  .sidebar .logo{font-size:14px;justify-content:center}
  .main{margin-left:64px}
  .snav a{justify-content:center;padding:11px}
  .row2,.row3{grid-template-columns:1fr}
  .content{padding:20px 16px 60px}
  .topbar{padding:12px 16px}
}